Insurance


Check out the programs we offer!


Accidental Death & Dismemberment Insurance - Accidents can happen anytime. Be prepared.

A serious or fatal accident could change your family’s life in a heartbeat. In fact, accidents are the third leading cause of death for people of all ages.* That’s why you’re entitled to $1000 of no-cost TruStage® Accidental Death & Dismemberment Insurance—an exclusive member benefit fully paid for by CS Credit Union. You can enroll in your no-cost coverage in just a few minutes. If you choose, additional insurance is available for you or your entire family at budget-friendly rates. Your acceptance is guaranteed—with no health questions or medical exam. Since accidents can happen anytime, there’s no better time to help protect the people who matter most. *Accident statistic from National Safety Council “Injury Facts” 2018.

TruStage® Accidental Death & Dismemberment Insurance is made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company, PO Box 61, Waverly, IA 50677‑0061. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by your credit union. Base Policy Series E10a-015-2012, E10a-014-2012, E10a-ADD-2012 and 2018-ADD-POL© 2020 TruStage Insurance Agency ADI-2951070.1


TruStage®Auto & Home Insurance Program


You trust your credit union to make products and services available to help you do more with what you have. That's why we've joined with a dedicated team of insurance professionals to bring you the TruStage Auto & Home Insurance Program. Working with carefully selected insurance companies, these programs can provide discounted rates designed for credit union members, online services, and 24/7 claims service. If you haven't compared auto or home insurance rates lately, it's a great time to take a look. Your credit union membership could result in some nice savings. Get your free quote today or call (855) 483-2149.

TruStage® Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC, P.O. Box 61, Waverly, IA 50677-0061, and issued by leading insurance companies. Discounts are not available in all states and discounts to vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union. © TruStage Insurance Agency 2020 AUT-2948338.1


TruStage AUTO Insurance Program

You may be paying too much for car insurance. You work hard for your money and even harder to keep your budget on track. So why spend too much on car insurance—maybe hundreds of dollars too much? CS Credit Union members may qualify for discounts on car insurance through the TruStage® Auto Insurance Program. You could save big, and it can be easy to switch carriers—without losing any money. TruStage offers a powerful mix of savings and popular, member-friendly benefits:

  • Credit union member discount

  • *Nationally recognized companies friendly, 24/7 service—even on holidays discounts for multiple vehicles, safety features, good driving, and more

  • *Mobile app for easy claims

It’s easy to get a free quote today. Don’t wait to see how much you could save.

A Tradition of Strength

TruStage is part of a heritage of faithful service to credit union members spanning more than 80 years. Over 20 million people have selected TruStage for Accidental Death & Dismemberment, life, auto & home insurance, and more. TruStage® Auto & Home Insurance Program is made available through TruStage Insurance Agency, LLC and issued by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.

*Discounts are not available in all states and discounts to vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverage and limitations. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by your credit union.
2020 TruStage© Insurance Agency AUT-2948356.1


There’s No Place Quite Like the Place You Call Home

You work hard to give your family a home and the treasured memories that go with it. Help protect them with insurance from the TruStage® Home Insurance Program.


What’s covered?

Home insurance can help cover damage or loss due to fire, weather, theft, and more. And it helps protect you from liability if an accident happens on your property.


What are the advantages?

TruStage gives credit union members access to coverage underwritten by Liberty Mutual® Insurance Company—along with these popular benefits*:

  • Potential savings for credit union members

  • Discounts for multiple policies, burglary/fire alarms, etc.24/7 claims, even on holidays—many are settled on the spot

  • Inflation protection—get today’s value for your belongings

  • Temporary housing assistance when you need it


Get a free quote today, and help make sure the place you call home has the protection it deserves.


A Tradition of Strength

TruStage is part of a heritage of faithful service to credit union members spanning more than 80 years. Over 20 million people have selected TruStage for accidental death and dismemberment, life, auto & home insurance, and more. TruStage®Auto & Home Insurance Program is made available through TruStage Insurance Agency, LLC and underwritten by leading insurance companies, including Liberty Mutual Insurance Company or its subsidiaries or affiliates, 175 Berkeley Street, Boston, MA 02116 USA. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.

Discounts are not available in all states and discounts to vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. *Please consult your policy for specific coverage and limitations. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by your credit union.

2020 TruStage© Insurance Agency & AUT-2948981.1


TruStage® Condo Insurance

The TruStage®Home Insurance Program provides quality condo insurance that's designed to be affordable and is available to credit union members. This valuable coverage can help you protect your family's home and personal belongings. You'll also have access to outstanding online 24/7 claim services. Get your free quote today or call 1-855-483-2149. TruStage® Auto & Home Insurance Program made available through TruStage Insurance Agency, LLC P.O. Box 61, Waverly, IA 50677-0061, and issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.

TruStage© Insurance Agency 2020DSM-2948389.1


TruStage® Renters Insurance

You trust your credit union to offer products and services to help you succeed financially. That's why we've joined with a dedicated team of insurance professionals to bring you the TruStage® Home Insurance Program to help protect your apartment. Working with carefully selected insurance partners, the TruStage Home Insurance Program offers discounted rates for credit union members. They provide quality coverage for liability, personal possessions, and if needed, additional living expenses. You'll also get the convenience of online servicing and 24/7 claims service. If you haven't compared renters insurance lately, it's a great time to take a look. Your credit union membership could result in some nice savings.

Get your free quote today or call (855) 483-2149. TruStage® Auto & Home Insurance Program is made available through TruStage Insurance Agency, LLC P.O. Box 61, Waverly, IA 50677-0061. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts to vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverage and limitations. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by your credit union.

TruStage© Insurance Agency DSM-2948399.1


TruStage® Insurance

Simple, Straightforward, Budget-Friendly. Insurance is an important part of a solid financial plan. The key is finding coverage that fits your needs and budget from someone you can trust. The right insurance can help give you peace of mind. Backed by more than 80 years of working with credit unions and their members, you can count on TruStage to help protect what matters most. Trust us for all of your insurance needs including life, car and home, accidental death, and dismemberment coverage, and more.

Get a quote or explore your options at TruStage.com© Copyright 2020, TruStage. All Rights Reserved. TruStage® insurance products and programs are made available through TruStage Insurance Agency, LLC. Life insurance and AD&D insurance are issued by CMFG Life Insurance Company, PO Box 61, Waverly IA 50677-0061. Auto and Home Insurance Programs are issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by your credit union. GEN-2944047.1


Expect the best out of life, but be prepared.

You want the best for your family and that means planning for life’s “what ifs.” Like what if you were to die unexpectedly, and they had to make ends meet without your income?


What’s covered?

Term life insurance helps protect your family from the loss of your income if you were to die. It pays income-tax free money they could use for the mortgage, debts, unpaid bills or any reason.

What are the advantages?

TruStage® Term Life Insurance is a good choice if you need high coverage amounts now, with payments that fit your budget. And it’s available entirely online, so you can apply in about 10 minutes*: Six-step application 100% online, just a few health questions, no medical examInstant decision (up to $100,000). Don’t wait. Get an instant quote & based on your budget today.


A Tradition of Strength

TruStage is underwritten by CMFG Life Insurance Company, which is rated “A” (Excellent) as of March 2019 by A.M. Best, an independent rating service which evaluates financial stability and operating performance, year after year. An “A” rating is the third-highest of 16 ratings. TruStage® Term Life Insurance to Age 80 is made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company, P.O. Box 61 Waverly IA 50677. This is a term policy that increases when entering each five year band: 25, 30, 35, 40, 45, 50, 55, 60, 65, 70, and 75. Renewable to age 80. *Time estimate source: TruStage Internal Analytics Reporting, July 2018. Approval is based on your answers to the questions on the application. TruStage life insurance policies contain specific limitations, exclusions, termination provisions and requirements for keeping them in force. Please see your policy or contact us for full details. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. Product and features may not be available in all states. For coverage amounts over $100,000 rates will be higher due to tobacco use. For coverage amounts up to $100,000 Base Policy Numbers: ICC16-A10a-039, A10a-039-2016.2020 TruStage© Insurance Agency SIT-2947139.1


It’s good to know that when the time comes, you’ll be prepared.

You always try to do what’s right for your family. Taking steps to ease the burden of final expenses with life insurance is just one more way to show you care.

What’s covered?

After you’re gone, TruStage® Whole Life Insurance pays an income-tax-free, cash benefit that your family can use for any reason—like funeral expenses, mortgage payments, or unpaid debts. It’s permanent coverage that never decreases, with a price that never goes up as long as you’re approved and make your payments.

What are the advantages?

If you value security and predictability, TruStage Whole Life Insurance can help give you lifelong peace of mind. Apply in minutes* online or over the phone 1-800-814-2914:

  • Just a few questions

  • No medical exam

  • Instant quotes based on your budget

Don’t wait another day to get prepared. Get an instant quote online based on your budget today. Or, call 1-800-814-2914 and talk to a licensed agent.

A Tradition of Strength

TruStage is underwritten by CMFG Life Insurance Company, which is rated “A” (Excellent) as of March 2019 by A.M. Best, an independent rating service that evaluates financial stability and operating performance, year after year. An “A” rating is the third-highest of 16 ratings. TruStage® Whole Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company, P.O. Box 61, Waverly, IA 50677-0061. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. *Time estimate source: TruStage Internal Analytics Reporting, July 2018.

Base policy no.’s ICC17-SIWLLB, 2017-SIWLLB, ICC17-SIWLNB, 2017-SIWLNB 2020 TruStage© Insurance Agency WHL-2947214.1