Savings

Account Types, Rates & Fees

Dividend Rates
 

Account Type

Rate*

APY**

Share Savings
(A balance of $100 is required to receive the dividend)

.20%

.20%

Christmas Club

.20%

.20%

Vacation Club

.20%

.20%

Special Savings

.20%

.20%

IRA Shares (04)

.20%

.20%

6 Month Share Certificate or
6 Month IRA Share Certificate
(Minimum Initial Deposit of $500)
0.75% 0.75%
12 Month Share Certificate or
12 Month IRA Share Certificate
(Minimum Initial Deposit of $500)
1.00% 1.00%
24 Month Share Certificate or
24 Month IRA Share Certificate
(Minimum Initial Deposit of $500)
1.25% 1.26%

New - 36 Month Share Certificate or
36 Month IRA Share Certificate
(Minimum Initial Deposit of $500)

Members with a current CD may rollover their CD (one time) into this new 36 Month CD without penalty.

1.50% 1.51%
     
* Rate (Annual Percentage Rate)
** APY (Annual Percentage Yield)

All above-referenced accounts are variable in nature. The rates for these accounts will be adjusted at the discretion of the Board of Directors of the CS Credit Union. The Credit Union reserves the right to change these rates at any time.

Fee Schedule

Fee Schedule
Effective September 1, 2014

Share and General Account Fees

Share Overdraft Transfer Fee $5.00
Returned Statement/Bad Address $5.00
Domestic Outgoing Wire Transfer $15.00
Escheat Account Fee $30.00
Account Reconciliation/Research $15.00 per hour
Account Garnishment/Tax Levy $30.00
Express Mail/Overnight Delivery $30.00 or Actual>$30.00

Share Draft Account Fees

Returned Unpaid Item (NSF) $20.00
Paid Item  (Courtesy Pay) $20.00
Stop Payment $20.00
Check Cashing Fee (Non-Member) $5.00
Debit Card Replacement Fee
(Excludes Damaged, Expiring, Compromised Cards)
$5.00
 



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